Wallet history, made visible
One picture, built from a thousand small tiles.
Mosaic watches crypto wallets the way a bank watches an account — balances, transactions, history — so that money moving on the blockchain can finally be understood, trusted, and lent against.
Today, already working
From address to history, in four moves.
Point Mosaic at a wallet address and the asset it holds — a stablecoin, or a chain's native coin.
Mosaic checks the wallet is real, on the right network, before tracking a single cent.
It starts watching — every balance change, every transaction, pulled straight from the chain.
History becomes queryable today, through the dashboard or the API, and archived for the long term as it grows.
The gap
Real financial history. Invisible to every lender on earth.
Millions of people now save, get paid, and spend in stablecoins — digital dollars like USDC and USDT that live on public blockchains instead of inside a bank. That activity is real, regular, and provable. But because none of it happens inside a traditional bank account, no credit bureau and no lender can see it.
That history is easier to verify than a bank statement, not harder — it's sitting on a public ledger that nobody can quietly edit after the fact. Nobody has been reading it. That's the gap Mosaic is built to close.
See what the engine collects.
Sign in, set up an organization, and watch wallet balances and transaction history build up in real time — no engineering required.
Build directly on Mosaic's data.
Query the same wallet, balance, and transaction data programmatically and wire it straight into your own product or lending workflow.
Start building today
Sign up and start tracking wallet history through the dashboard or the API in minutes.
Why it matters
Two sides of the same picture.
For people
Access to credit without needing a bank's permission to prove they're trustworthy first. Their own transaction history, honestly assembled, speaks for itself — no paperwork, no gatekeeper deciding what counts.
For lenders
A new, currently underserved pool of borrowers, backed by data that's public and tamper-evident by construction — not a file that could be edited quietly after the fact.